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Investment FAQs

Learn about investing with AccretivUSA through our investment FAQs.

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Log onto the Accretivusa.com platform (where you should be right now) and find any “Invest” button to get going. It is our mission to make it as simple as possible for you to invest without needing to be an expert. You will first need to create an account. To start this, you will need to provide your Name, Phone Number, and email and set up a password. Agree to receive an SMS and we will send you a code to verify your account. You are now all set to log in with your new profile and make your first investment. If you get stuck at any time, please use the help bot “Dr Yield” at the bottom right of the screen. Or reach out to our Investor Relations team on our Contact Us page.

If you have trouble logging in or have forgotten your password, you can request a password reset on the login screen. Don’t forget, if you get stuck at any point, look for Dr Yield, standing by when he is not otherwise engaged, on our chat at the bottom right of the web page.

Investment in real estate is a long-term commitment and our minimum period is 48 months. We do understand that life happens, and so we have made it possible to withdraw your investment, subject to a limit of 5% gross buyback cap per year, and a small 5% early exit fee. Simply log on to our platform dashboard and follow the “Withdraw Funds” link.

Yes, under the Resources tab on our website, you can find extensive FAQ’s, articles, guides, and insights on investing. We regularly host educational webinars to help you make an informed decision. Why not try our “Financial Health Quiz” to learn more about your own financial health? If you are unsure about any investment decision we recommend consulting a financial advisor for personalized advice.

Yes! We regularly host webinars. Subscribe to our updates, and we’ll notify you about upcoming sessions.

We do not provide financial advice. We offer educational resources to help you make informed decisions, but we recommend consulting a financial advisor for personalized advice. You can learn more about investing on our website by attending a webinar, or downloading our investor guide:
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Attend the Webinar

Our principals have acquired real estate across the USA for more than two decades. More recently we have been providing an opportunity for investors locally and abroad to invest in a Fund, “AccretivMED Real Estate Fund 1” which currently has a value of $212 million, made up of profitable healthcare buildings across 9 states that have been generating a cash yield of between 5-8% for those investors. “Accretiv Wealthcare Property Fund” was created so all investors can participate in commercial real estate investments without the same risks and challenges of investing in a single building or owning investment property yourself.

At this stage, we do not have any referral program, but we are working on every opportunity to expand our community and share the love.
Our mission is to give all investors access to shares in the healthcare real estate investment sector, which is usually available to only large institutions and wealthy individuals. With years of experience in the U.S. medical real estate market, our team focuses on acquiring well-performing healthcare buildings. We aim to create a pooled structure to create potential value and returns for our investors.
Our management team has significant experience in the U.S. healthcare real estate market, with an extensive track record in property acquisition, and management.
We are a diversified team and operate buildings in 9 states currently. Our CEO is based in New York, opposite Grand Central Station. We also have employees who are located in Atlanta and Florida, with a support team in Cape Town.

By definition, Accretiv means “gradual or incremental growth” and that is what we love most about commercial real estate…slow and steady. That’s why we created the “Accretiv Wealthcare Property Fund”, and why we chose the healthcare sector.

Yes! Anyone over 18 with a Social Security number, a permanent address, and a U.S. bank account can invest in the Accretiv Wealthcare Property Fund. You don’t need to be an accredited investor to get started.

Transferring your investment subject to regulatory restrictions. As a Regulation A (Reg A) offering, these securities are generally restricted and cannot be freely transferred or resold without meeting SEC conditions, such as holding periods and disclosure requirements. Additional rules under FINRA oversight may also apply.
For specific transfer eligibility and requirements, please refer to the fund’s offering documents or contact Accretiv’s support team at support@accretivusa.com.

Wealthcare Property Fund is a regulation A Tier 2 offering and is categorized as such by FINRA and the SEC. While they appear similar, crowd funding initiatives are required to be governed by Regulation CF, specific to crowd funding activities, Regulation CF is limited to a maximum raise of $5 million while Regulation A provides for an annual fund raise of $75 million.

Accretiv’s goal is to generate returns by investing in “Bricks and Mortar” in the healthcare real estate sector, focusing on building a diversified portfolio of profitable medical properties. We aim to consolidate a number of the assets into a portfolio and sell them after 4 to 7 years to provide a partial or full exit or sale of the buildings.

Investing with Accretiv is quick and simple — you can get started in under 5 minutes! All you need are your bank details or credit card, Social Security number, address, and if not validated, then a valid ID (driver’s license or passport). Just review the offering documents, complete the quick setup, and you’re ready to invest in healthcare real estate opportunities. It’s that easy!

Our minimum holding period is 4 years. Should this portfolio appreciate in value, investors who sell out too quickly will not see the compound growth effect. However, we understand that emergencies and financial hardships sometimes arise, and investors may need access to their funds. Therefore, investors can request to redeem their investment anytime based on the rules of this Offering. Redemptions will be limited to 5% of the aggregate outstanding number and value of the issued Preferred Shares, and a fee of 5% will be charged for early withdrawal.

We currently do not impose any restriction, but it is important to note that the SEC only allows entities to qualify $75 million worth of Regulation A+ securities per rolling 12-month period. Your accreditation status may impact your personal limit as an investor, and also understand that as an unaccredited investor, you are limited to invest only up to 10% of your annual income, or 10% of your net wealth. We recommend that you read the offering documents. It is our mission to make investing in commercial real estate as easy as possible, regardless of your financial status.

If you are an accredited investor, and interested in healthcare real estate, and have more than $50,000 that you would like to invest, we would love to share some of our other opportunities, contact support@accretiv.co.

No, Accretiv is not listed on a public stock exchange. Our Wealthcare Property Fund is an alternative investment, meaning you are purchasing shares in the fund itself, rather than trading on an exchange. This structure allows investors to access private market opportunities in healthcare real estate.

We are obsessed with medical commercial real estate. BUT the current market environment is changing fast and is exposing excellent opportunities to acquire other commercial real estate at significantly discounted prices or well below market value. Our principles are well positioned through our network to take advantage of these opportunities in the event that they become available to us.

Your investment is primarily allocated to medical commercial real estate, along with other assets, as outlined in our offering circular. All investments are made in accordance with the fund’s strategy and regulatory guidelines. Investors are encouraged to review the offering circular for more details.

Non-accredited investors can invest up to 10% of their annual income or net worth, whichever is greater.

Your funds are initially held by our payment gateway, Stripe. The funds will only be released to the company once our broker-dealer, Dalmore, has authorized the transaction in compliance with regulatory requirements. This ensures that all investments are properly processed and meet the necessary financial and legal standards.

Once purchased, the shares are issued in a digital form and a record is kept on the company’s capital table. You can see your issued shares on your dashboard on the Accretiv platform.

We specialize in healthcare real estate, focusing on fast-growing cities and states, primarily in the southern U.S., often referred to as the “Sun Belt”.

Our broker-dealer partner is Dalmore Group, one of the largest and most experienced broker-dealers in the U.S. They provide regulatory compliance, transaction processing, and investor support to ensure a secure and seamless investment experience.

We believe that everybody should have the opportunity to invest in commercial real estate, usually only accessible to High-Net-Worth investors, family offices and institutions. We have made it accessible from as little as $100 so that everyone can start their investment journey. We are confident that we can prove that we are a reliable investment destination over time, and you will enjoy being part of our community.

Yes! Accretiv allows you to invest jointly with your spouse or anyone of your choice, as long as they meet the necessary legal requirements. Under U.S. investment regulations (SEC and FINRA guidelines), joint investments must be made with individuals who are:

  • At least 18 years old
  • U.S. citizens or legal residents

You can set up a joint entity on your Accretiv profile, providing flexibility and shared management of your investment. If you need assistance setting up a joint entity, our team is happy to guide you through the process. We are here to help you every step of the way, look for Dr Yield on our chat on the webpage, or view contact us to reach one of our Investor Relations team directly.

Yes, when investing through a joint account, the combined net worth and income of both parties are taken into account. This means that your “combined remuneration” is considered when determining investment eligibility and limits under Regulation A guidelines.
Both parties must meet the necessary investment criteria and agree to the terms outlined in the offering documents.

A 1031 exchange is a provision in the U.S. tax code (Section 1031 of the Internal Revenue Code) that allows real estate investors to defer capital gains taxes when selling an investment property, as long as the proceeds are reinvested into a like-kind property of equal or greater value. This strategy helps investors grow their portfolios without an immediate tax burden.

 

However, Accretiv’s investment offerings do not currently qualify for 1031 exchanges, as they are structured under Regulation A, and typically involve fractional ownership in real estate rather than direct property ownership. For investors looking for tax-efficient real estate investment options, Accretiv may offer alternative benefits, such as passive income potential and accessibility to institutional-grade assets. Always consult your tax professional to determine the best strategy for your investment goals.

The advantage of using an IRA, or Roth IRA, is that the income can grow tax-deferred (Traditional IRA) or tax-free (Roth IRA) until you withdraw it, provided you follow the IRS rules. We can help you set up a self-directed IRA if you email support@accretivusa.com.

The minimum investment amount for a company varies based on the offering terms outlined in the Form 1A offering document. Unlike individual investors, corporate entities are generally not subject to income-based investment limits. However, non-accredited investors may be subject to a maximum investment limit of 10% of their annual income or net worth, whichever is greater, as per Regulation A guidelines. Accredited investors and corporate entities typically do not have such restrictions.

Yes, Accretiv’s Preferred Shares have an 8% hurdle rate. This means investors must earn an 8% annual percentage yield (APY) before any additional profits are distributed. The hurdle rate ensures that preferred investors receive their targeted returns before other profit-sharing occurs.

While our goal is to invest in commercial medical properties with long term leases in place to mitigate the risk, all alternative investments involve risk. We encourage you to read the risk disclosure in the Offering Documents.

Through our online platform, investors pool their funds to enable us to acquire and manage healthcare properties. This makes it possible for individuals to buy shares in a pool of commercial real estate, in a niche which we believe to have benefits, from as little as $100, creating the potential for investors to derive a contractual preferential return from the net rental paid by the medical tenants, supplemented by any profits from the sale of individual buildings.

The total value of shares held and the accumulated compound preferred return are added together to calculate your new accumulated balance. The balance compounds daily at the nominal rate of 0,0214% compounded over 360 days to get to the 8%. This value is displayed on your Dashboard and updates.

APY stands for Annual Percentage Yield. Our contractual preferential return is 8% APY which, means at the end of year 1, the value of your investment is projected to grow at 8%.

This means that you are investing in Preferred Shares where you stand “first in line” before any other Accretiv shareholders to earn the 8% APY. (APY stands for Annual Percentage Yield – the return that we aim to generate for you over the full year). Hence the term “Preferred”.

Our team of executives have been learned through many years of exposure to this specific niche of commercial real estate. We conduct thorough due diligence in a process that we have put together over the years of learning from best practices and applying this knowledge to due process.

Pref shareholders are projected to earn 8% APY per year (Annual Percentage Yield).
This means we calculate this using a daily nominal rate of 0,0214% compounded over 360 days to get to the 8%.
Example: If you invest $10,000 using the above rate and compounding it daily, then after 12 months, the contractual preferred return is therefore $10,800.

The S&P 500 represents publicly traded stocks in top American companies and has historically averaged a 10.5% return over the past 50 years. Accretiv offers an alternative investment in healthcare real estate, an asset class that operates independently of daily stock market fluctuations. Some investors seek diversification by allocating capital across multiple asset types, including real estate, to balance risk and create potential exposure to different market dynamics.

Congratulations on starting your investment journey! Accretiv’s Wealthcare Property Fund offers an alternative to equities and ETFs, and in terms of diversifying, it provides an alternative investment that does not fluctuate with the ups and downs of the stock market.

The management team has over 20 years combined experience investing in healthcare real estate in the USA.

 

We believe that properties like ambulatory surgical centers, outpatient facilities and medical office buildings offer a compelling opportunity to invest into real estate that often has long leases. As a result it may provide stable and long-term rental income and value growth, whilst simultaneously supporting and meeting the growing demand for healthcare nationwide.

Selling a portfolio is expected to attract a strong pool of buyers looking for diversification and convenience, without the heavy lifting required to source, underwrite, acquire and assemble a portfolio. This hypothesis assumes that the large institutional investors, REITS and Funds interested in the medical sector will pay a premium over smaller investors who are normally the buyers of individual buildings.

No, we charge no fees. We make our money by investing, managing, and enhancing commercial real estate, and we earn fees and share in profit from activities at that level. There are, however, certain bank charges depending on how you make your investment.

Stripe and Plaid are secure payment processing platforms used to facilitate seamless and reliable transactions.

  • Stripe is a trusted payment processor that enables secure transfers of funds, including investment deposits and withdrawals.
  • Plaid acts as a secure financial data network, allowing investors to safely connect their bank accounts for verification and transactions.

Both platforms are widely used in the financial industry and comply with strict security and regulatory standards to protect investor data and transactions.

Yes, we are committed to accessibility and inclusivity for all users. To support individuals with a variety of disabilities and special needs, we have implemented features designed to enhance the user experience. You can find these accessibility tools by clicking the icon in the bottom left-hand corner of the screen.

Yes, our Investor Relations team is available to assist with urgent issues. You will see our contact information and hours of operation on our website’s contact page.

We are continuously working to simplify investing, allowing you to start your investment journey with as little as $100 in just a few minutes. We are specialists in medical commercial real estate so your funds are combined with other funds from our community and used together to acquire this very specific category of commercial real estate, previously only accessible to institutions or the super wealthy. Once you make your first investment, you can log into your dashboard at any time to track the impact of the contractual 8% return as it compounds over time. It’s also easy to add to your investment each month, so you can ‘set it and forget it’.

 

Funds can be accessed after 48 months, and we choose to compound returns over time, so there are no distributions during this period.

 

We’re here to assist you every step of the way — look for the Dr. Yield on our website chat in the bottom right-hand corner or visit our contact us page to connect with our Investor Relations team directly.

Accretiv provides everyday investors with access to shares in the healthcare real estate sector, an asset class traditionally reserved for institutions and wealthy individuals. Through our online platform, individuals can invest alongside other investors with as little as $100. Our goal is to then invest these pooled funds to acquire high-quality medical real estate buildings and aligned opportunities.

Accretiv is an offering by the company for all investors regardless of financial means to invest with the purpose of building your wealth over time, for as little as $100 initial investment. Our Team is passionate about commercial real estate as an investment category, especially in the niche of Healthcare. The Offering is made in terms of a Tier 2 Regulation A exemption and the Offering Documents can be assessed here.

After the 48-month period, you can withdraw all or any portion, subject to some restrictions in our Offering Document. To activate a withdrawal, simply go to your Dashboard, and look for the Withdraw button.

If you need to withdraw your investment before the 48-month maturity period, a 5% early withdrawal fee will apply. Withdrawals are subject to the terms outlined in your investment agreement, and certain restrictions or processing times may apply. Funds will be deposited into the same bank account used for your initial investment, as verified through Stripe or Plaid. Processing times may vary based on banking regulations and platform policies. Please review your agreement or contact Investor Relations for more details.

Once your investment reaches its maturity date, you can select to make a withdrawal and any returns will be automatically deposited into the same bank account used for your initial investment, as verified through Stripe or Plaid.

There has been a history of studies that argue that real estate investment is recession-resilient. Although there is no guarantee, our investment strategy is based on the reliance on generating income from long-term leases with credible healthcare providers and tenants. We, therefore, seek to invest in bricks-and-mortar in this sector where there are long-term leases with tenants that historically have a predictable income, and where there is fixed long-term debt (mortgage) upon acquisition. This means that if tenants continue to pay rent in a recession, the income and expenses are typically not impacted or aligned to market sentiment or dynamics.

Our ‘Monthly Auto Investments’ feature is just one of many ways we can help you practice good financial health. By scheduling recurring investments, with as little as $100 monthly, you can watch your capital accumulate over time.
If you are investing for the first time, you will reach a screen that gives you the option of selecting ‘Yes! I want to put aside a small investment each month’.
If you would like to add to your existing investment, log onto your Dashboard and click on the ‘Auto Invest’ button on the left-side navigation menu.
Remember, we are here to help you every step of the way, look for Dr Yield on our chat in the bottom right-hand corner of the webpage, or view our contact us page to reach one of our Investor Relations team directly.
Set it and forget it!

No. FDIC insurance applies to bank deposits, not investment products like preferred equity.

We take data security extremely seriously, and we never see or have any access to your online banking credentials. We rely on our payment partners Plaid and Stripe to secure your bank data and manage payments. We only share tokens to confirm the status of the payment. Both companies have the highest level of encryption, and authentication and follow strict industry guidelines.

Accretiv is committed to protecting the privacy of your personal information. Our Privacy Policy describes how we collect, use, and safeguard your information when you use our website. The Privacy Policy can be found here.

Most tax software platforms provide guidance on where to report the income, or your tax advisor can advise you on this.

1099 Income can be taxed at lower levels than ordinary income, but please consult your tax advisor, as we cannot provide tax advice.

Federal tax is defined by the government. At a state level, it is defined differently by each state. For example, Florida has zero state tax, whilst other states do not. Again, we cannot, unfortunately, provide any tax advice and suggest you speak to your tax advisor.

Your preferred returns are accrued and continue to compound, but because you have not received any direct benefit or been paid out, you will not need a 1099 at year-end. When you redeem or cash out your investment, or we make a distribution from any liquidity event (sale of a building, for example), you will be issued a 1099. We cannot, unfortunately, provide any tax advice and suggest you speak to your tax advisor.

A 1099 is a form used to report income to taxpayers.

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