Investor FAQ
You have questions. We have answers.
- Can anyone invest in Accretiv?
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Yes! Anyone over 18 with a Social Security number, a U.S. permanent address, and a U.S. bank account can invest in the Accretiv Wealthcare Property Fund. You don’t need to be an accredited investor to get started.
- How easy is the process to start investing with Accretiv?
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Investing with Accretiv is quick and simple — you can get started in under 4 minutes! All you need are your bank details or credit card, Social Security number, address, and a valid ID (driver’s license or passport).
Just review the offering documents, complete the quick setup, and you’re ready to invest in healthcare real estate opportunities. It’s that easy! - How long is my investment commitment?
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Our typical holding period is 4 to 7 years. Should this portfolio appreciate in value, investors who sell out too quickly will not see the compound growth effect.
However, we understand that emergencies and financial hardships sometimes arise, and investors may need access to their funds. Therefore, investors can request to redeem their investment anytime based on the rules of this Offering. Redemptions will be limited to 5% of the aggregate outstanding number and value of the issued Preferred Shares, and a fee of 5% will be charged for early withdrawal. - Why focus on healthcare real estate?
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The management team has over 20 years combined experience investing in healthcare real estate in the USA.
We believe that properties like ambulatory surgical centers, outpatient facilities and medical office buildings offer a compelling opportunity to invest into real estate that often has long leases. As a result it may provide stable and long-term rental income and value growth, whilst simultaneously supporting and meeting the growing demand for healthcare nationwide. - What makes Accretiv worthy?
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Our management team has significant experience in the U.S. healthcare real estate market, with an extensive track record in property acquisition, and management.
- How does investing with Accretiv work?
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Through our online platform, investors pool their funds to enable us to acquire and manage healthcare properties. This makes it possible for individuals to buy shares in a pool of commercial real estate, in a niche which we believe to have benefits, from as little as $100, creating the potential for investors to derive a contractual preferential return from the net rental paid by the medical tenants, supplemented by any profits from the sale of individual buildings.
- Do I need to be an accredited investor?
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No, our Regulation A tier 2 (Reg A) offering allows all investors to participate, subject to specific investment limits. Accredited investors are not restricted to the 10% rule and can invest larger amounts.
- I already own stocks and ETFs. Why should I invest in Accretiv's Wealthcare Property Fund?
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Congratulations on starting your investment journey! Accretiv's Wealthcare Property Fund offers an alternative to equities and ETFs, and in terms of diversifying, it provides an alternative investment vehicle.
- Will the return change in a recession?
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There has been a history of studies that argue that real estate investment is recession resilient. Although there is no guarantee, our investment strategy is based on the reliance on generating income from long-term leases with credible healthcare providers and tenants. We therefore seek to invest in bricks and mortar in this sector where there are long term leases with tenants that historically have predictable income, and where there is fixed long term debt (mortgage) upon acquisition. This means that if tenants continue to pay rent in a recession, the income and expenses are typically not impacted or aligned to market sentiment or dynamics.
- https://flagshiphp.com/medical-outpatient-buildings-outperform-general-office/
- https://www.alliancecgc.com/education/are-medical-office-spaces-recession-resistant
- https://vikingcapllc.com/recession-proof-real-estate-investing/
- https://www.cbre.co.uk/insights/articles/how-does-the-healthcare-sector-perform-during-an-economic-downturn
- Can I set up recurring investments?
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Yes! We make it easy to set up recurring investments by adding additional investment each month. Building wealth is about consistency and commitment over time.
- In which countries is Accretiv's Wealthcare Property Fund available?
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Currently, you need a Social Security number and a U.S. bank account and be over the age of 18 to invest. If you’re based offshore and have an interest in investing with us, please email support@accretivusa.com or call +1 (844) 999 9188.
- What is preferred equity?
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Preferred equity investors hold a special position in our investment structure. This means you have the right to earn an 8% annual percentage yield (APY), when and if earned, before common shareholders receive any returns.
- What is the company's mission?
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Our mission is to give all investors access to shares in the healthcare real estate investment sector, which is usually available to only large institutions and wealthy individuals. With years of experience in the U.S. medical real estate market, our team focuses on acquiring well-performing healthcare buildings. We aim to create a pooled structure to create potential value and returns for our investors.
- What does AccretivUSA do?
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Accretiv provides everyday investors with access to shares in the healthcare real estate sector, an asset class traditionally reserved for institutions and wealthy individuals. Through our online platform, individuals can invest alongside other investors with as little as $100.
Our goal is to then invest these pooled funds to acquire high-quality medical real estate buildings and aligned opportunities. - How does Accretiv make money?
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Accretiv’s goal is to generate returns by investing in “Bricks and Mortar” in the healthcare real estate sector, focusing on building a diversified portfolio of profitable medical properties. We aim to consolidate a number of the assets into a portfolio and sell them after 4 to 7 years to provide a partial or full exit or sale of the buildings.
- Why would you sell the properties as a portfolio?
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Selling a portfolio is expected to attract a strong pool of buyers looking for diversification and convenience, without the heavy lifting required to source, underwrite, acquire and assemble a portfolio. This hypothesis assumes that the large institutional investors, REITS and Funds interested in the medical sector will pay a premium over smaller investors who are normally the buyers of individual buildings.
- Is my Accretiv account FDIC insured?
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No. FDIC insurance applies to bank deposits, not investment products like preferred equity.
- Does this investment come with risk?
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While our goal is to invest in commercial medical properties with long term leases in place to mitigate the risk, all alternative investments involve risk. We encourage you to read the risk disclosure in the offering documents.
- Can I reinvest my returns automatically?
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Yes, Accretiv's Wealthcare Property Fund is designed to maximize growth through compounding. We provide tools on our platform to set up a monthly share purchase.
- Where does Accretiv invest the capital?
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We specialize in healthcare real estate, focusing on fast-growing cities and states, primarily in the southern U.S., often referred to as the "Sun Belt."
- What regulations apply to Reg A tier 2 offerings?
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Regulation A of the Securities Act of 1933 governs Reg A offerings, including specific disclosure and compliance requirements. More information can be found here.
- What is the investment limit for non-accredited investors under Reg A?
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Non-accredited investors can invest up to 10% of their annual income or net worth, whichever is greater.
- Do you offer webinars to learn more about investing?
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Yes! We regularly host webinars. Subscribe to our updates, and we’ll notify you about upcoming sessions.
- How do I get started on your platform?
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Getting started with Accretiv's Wealthcare Property Fund is simple. Follow the prompts on our website or click the "Invest" button. If you encounter any issues, our friendly support team is available via the chat feature on the bottom right of our site, email support@accretivusa.com or call +1 (844) 999 9188.
